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EpDarks

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Posts posted by EpDarks

  17. Out of milk!!!

    in Automobili Lamborghini

    Posted

    I think a lot of people think of Lambo owners as uber-wealthy CEO types who fly around in jets and play tennis.

     

    Maybe that isn't even your house, but I'll take a risk and say that it's a relatively modest home.

     

    Lambo owners are regular people too, with a huge passion for cars. They go to the store and buy milk just like the rest of us.

     

    Thanks for sharing.

  21. Hurricane Sandy is a pissed off bitch

    in Off Topic

    Posted

    Does anyone here think that FEMA will now use this as an excuse to throw everyone in the area into the flood insurance zones? My house was built long before FEMA and flood insurance was created, yet Im forced to pay flood insurance. I dont think its necessary, and if I did, let me recall what it has done to help me....

     

    I pay $1800 per year to FEMA. My house flooded and I got $400 for the COMPLETE destruction of my basement, my furnaces, water treatment utilities, washer, drier, steam generator, RO unit, and more! BTW, they will cover the bottom 4' of sheetrock, but nothing more. They will pay to hang it, but not tape or finish it. They actually pay more to disinfect your house by a professional than they will for anything else. This is freaking hilarious, as they dilute $0.50 bleach by 50% and give it a fancy name.

     

    After I was able to prove my sump pump burnt up, my home owners paid out a $10k max for sump pump back up. They didnt even try to itemize the damage. It was so obvious that the place was a disaster that they printed me a check on the spot and left.

     

    I guess that is the difference between the government and a private company.

     

    Hey Boner, (that was weird)

     

    FEMA is indeed a nightmare to deal with as most gov agencies are.

     

    You did the right thing by carrying water backup coverage. The bad news is that your company will now surcharge you for that loss for at least 3 years. With my company, that surcharge would be 20% of the total policy premium (ouch, right?)

     

    When you go to shop your insurance, some companies look at water claims as an invitation for future problems. If you have 2 water backup claims within 3-5 years, you are un-insurable to many companies.

     

    Food for thought...

     

  23. Best story Ive read all day

    in Off Topic

    Posted

    I live a few miles from downtown so we have a bunch of graffiti around. Most of it appears to be from 15 year old hacks with no artistic ability what so ever. I like some of the more intricate, colorful stuff... in an appropriate place.

     

    I've heard one reason to spray graffiti is to mark territory.

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