Boner

One thing is certain. A hospital is a business. They dont charge a lot just because they can. They have to make sure those who pay are covering the costs for those who dont. We all know a HUGE portion is those who use the hospital emergency room as a free clinic. I would bet a large percentage of these are illegals. I think controlling the border will help more way than one.

This is def an interesting thing. I know someone who had a sex change from man to woman. As they say, it's easier to dig a hole than build a pole. I don't understand why they did it. But I also don't care that they did. Great person. Doesn't affect me. Here is the problem. We are letting people lie about the truth. A transgender can change their sex on their drivers license after living as the new sex and name for 1 year, and seeing a counciler for a year. With ID: can I say I have brown eyes, even though they are blue? When I buy a gun, can I identify as an African American, though I'm as white as a polar bear? I'm assuming I can now. In addition: Sex is a built in drive, right below eating. My personal opinion is that a disfunction of sex is the result of more severe problems. And yes, we shouldn't have these people as daycare workers and such. This reminds me of a friend from college who's was gay. He became a priest because he thought it would keep him from "sinning". This is a common practice, and though the Catholics won't like this, I think it is a reason for so many priests molesting boys. They are only human and their sexual tendencies will come out. Unfortunately, the alter boy is the closest target.

And stereotypes are made by those they are against.

Summer Song is a great one. I am memorizing that one now. Pretty tough runs in it. The interesting thing about the song is his unique use of the Whah pedal, which Jimi was famous for. You have to listen for it.

Ive played for 24 years now. I think he is a good guitarist, but many of the "main stream" artists are only good by those standards. The tough thing about him, is similar to playing along to songs by the band Sublime. Memorization note for note is almost impossible because the performance is simply an extension of the players musical language. There is a progression, but a lot of free runs in that. The music on paper will be close, but the each performance is always a little different. Either way, the artist has it easier because the song is just second nature to the dialect they learned. I had a great teacher, but I have his dialect. I play a lot of E minor and E harmonic minor like him. He is more of a virtuoso and his teacher was insane. Believe it or not, he had a special guitar that had 24 notes per octave, and he practiced an entire set of music theory based on this. I personally loved Satriani growing up. He advanced the field greatly, and so have his students. I have started to recently memorize several of his songs, and they are tough, but it is forcing me to learn new sounds and play faster. May of his dongs has 32nd notes and faster. With all of these old players, there are some new ones that are just blowing old techniques away. Tosin Abasi in insane in technique, and he also added 2 more strings to the guitar: https://www.youtube.com/watch?v=O46v33hpx4Q

I also want to add that I look at countries like neighbors. Your neighbor has a value based on 2 things....his assets and his work abilities. He can have a shitty house and be on welfare. He can be a wealthy old man with a nice house who cant mow his yard. He can be a young, hard working person who takes care of everything. I think we are blessed with assets, but are workforce is shit. I believe this is in part because it is easier to live off welfare than minimum wage. I think china is the exact opposite. They dont have shit for resources and are over crowded, but their workforce is insane. They literally live at their job in some cases. What is crazy is that they get nothing for it. There are times I wonder how we "borrow" from china and I feel that we are getting cheap labor at the expense of their lives. In regards to the middle east, they have oil assets. Because of their religious ideology, they have nothing to show. I really think if they didnt have oil, they would be living in something that resembles a period after the stone age. Anyway...I think we need to make money off of our assets and get our workforce off its ass. Getting rid of illegals and welfare is how you start. I probably sound rude. I dont care, as I take care of my family and dont want to be a slave to some else through taxes.

I always looked at the border like the door to my house. It is illegal to enter it without my permission. In fact, it is a good way to die. Im not saying kill people who try to enter, but why should I be obligated to give them everything I work for? Maybe we could give them a fast track to citizenship if they want to serve in our armed forces, or pay some high tax. I know that healthcare is a huge debate right now because of cost. I would say this is partially because of illegals. They are well known to get free healthcare from hospitals and they use the emergency room as a free clinic. We are all paying for this in our current premiums. If we didnt, the hospital wouldnt exist. If it were up to me, I would: -Build 2 walls with tanks driving between them 24/7 -Move illegals back, with a option for some to stay at a significant expense to them -Only give welfare to citizens temporarily, and at some point, offer them an infrastructure job. If they dont want the job, no more welfare. -Drug test welfare recipients -I dont know which doctors are in charge of disability ratings in our country. We really need to get rid of abuse, and this is obvious in my clinic. People get welfare for being bipolar, fat, or having a shoulder that just hurts a little. I had a cousin who was a quadriplegic and he had a job!

Used eBay and PayPal for over 15 years. Ill be honest, I recently closed my account. I used it quite a bit, but over time, their policy changed for the worse as a seller. I was got tired of their fcuking shit and absolute lack of protection as a seller, so I closed my account. Ill never go back to buy or sell. When I decided I was done, it took 3 fcuking months to close my account. Such a pain in the ass. I would rather put a glass tube in my urethra and smash it with a hammer.

There is some in the area :-) Mainly salt mines. They go hand in hand. A few dinasour bones have been pulled out of there. I gave one to my kids dentist a couple months ago. Was a mastodon molar. Didn't realize they were worth $800 each in that size :-/

Well...I am making progress on my land deal. It is kind of a long story, but I am getting utilities on it now. The weather has slowed it all down. In the meantime, I own a sandpit and something odd has happened. It wasnt for sale, but someone very wealthy is moving to town and they want one. The word spread that we owned it and he is interested. This literally happened yesterday and he got my keys today. They are looking at it as I type. If this deal happens, there will be a $500k cash profit I can reinvest. Im having mixed emotions about this. But, a life free of obligations is even better. I think Fortis said it was just more zeros behind a number. Im hoping that this may happen and I can make the next deal.

Assuming he had 100 employees, that would be 6,500 emails per person. If they really had 8 full days, that would be 812 emails per day. The *real* issue is this. People (and media) assume Trump means EXACTLY what he says. But....they ignore EXACTLY what Clinton said. The writing in her emails is fake. She didnt mean she *really* want to drone Assange. Trump is a "sexual assaulter" because of locker room talk in closed doors, but Jay Z is her great spokesperson in the final days. I have never seen so much bias in politics. I hate to say it, but I have a bad feeling about the place we live. I went to buy more ammo last night and everything I needed was sold out on a Sunday night.

I officially closed on the property today! Only glitch I will have...It looks like FEMA is expanding their "floodplain" onto the property in a few months. Its an absolute joke. They dictate what they want to set levels at and force structure owners to pay into the pool. This wont matter to me, because it is vacant land. It wont matter to the developers either because a 1' tall pad to pull it out of the flood plain. So, I will just be hanging onto the property until the developers come in. I could develop the pad and remove from the flood map for $50k. It wont really get me more, as the big box stores will have to wipe out the entire area for specifications. I think it may be smarter and just sit on it awhile and see what kind of offers they give me in the next 3-5 years. On to the next property.... :-) Anyone have stories they can share?

I am closing on the property on Monday! I will sit on it for about 3 years. A lot just sold to a church 1/4 mile down the road for $185k per acre, non-frontage. So, this will be high profit. The corners 1 mile away are going for $500-800k. I would like to park something on it in the meantime to rent. I was hoping it would be something small that I could move to my cabin later. I would love to buy some shipping containers and make some ultra modern rental. This solves a few issues. I could unbolt it and take it 30 miles to my cabin when the property gets developed. Its also easy to move the shipping containers (no road permits needed). The only catch is figuring out if this is legal. Ive seen many online. But, not local. We are behind the times when it comes to that. I think this is cool:

Ok! Got my first deal! We have agreed on a price of $25k for a vacant 1 acre lot on the corner of TWO major roads. Within 5 years, I think it will be worth $300k+. I think I will build a modern modular style home, so I can rent out until then. Once it is bought by the developers, I can move the modular home to the sand pit I own and use it as a cabin there. I am so pumped! Hopefully Ill have it all in writing in the next day!

Im still working with the bank. That seems to be taking longer every time. The meeting went good. I gave them the appraisal papers from the county office, and also some comps. I let them know I was interested and that I would pay them 5% over market value, plus they wouldnt need a realtor, which would save them about $15k. The only catch is this.... I dont know if Zillow is a USA thing...but the house appraises at $136k. I do think the county is typically low, but the comps put it there too. Unfortunately, Zillow is placing it at $167k, and that is at least $25k from the reality. Zillow really throws a wrench into things. My home appraisals come in around $1.1million and they list it at $350k. Ha! Going to be hard to sell my house if someone see that!

They called and we have a meeting scheduled Tuesday night at their house. It could be rezoned while occupied, but they are unaware of the potential. If they figure it out, I'm sure that the price will go up drastically. I think it will be a couple of years before it's ready to use commercially, so I was hoping to rent it until then. As soon as the zoning changes, the county will screw me on property tax. I could actually avoid the rezone and let the commercial builder buy and rezone it. My best case situation would be they say yes now to market value. However, I can see a couple possibilities I need to prepare for. The first is price. I think it comes in at $150k and will eventually be sold for $400k, maybe a little less. I'm willing to go to $175k on the deal. So, that's set. I'll listen to them and then go up if I have to. The second is time. They have pondered moving in the past year. I think they are ready because they have a buyer who is asking and no realator is needed. However, they have no place to go yet. This is what I don't know. It could be a 6 month ordeal, so my main concern is locking them in. My ideas are: -close in a month and give them a couple months of free rent to find what they want -if their offer is great, offer them $5-10k to make it happen sooner My main concern is that I want to lock it in, as I KNOW someone with deep pockets will try to buy it soon for even more. Any suggestions welcome :-) I'm guessing I'll express my interest in the house, and once they give the price, we will make an agreement. If time is an issue, I'll suggest one of the above.

Im getting more responses from people. Some were just not interested, and hard headed. What is interesting is that there are people out there going for the same exact properties. Im not surprised, but I can tell it will be frustrating. Im going to have to figure out how to stay ahead of the game. In fact, one of the people I contacted bought the vacant land I asked about, to making money. It is 10 acres he bought for $100k, and he is asking $1.4 million now. Its not there yet, but when the city moves a little more in 5-10 years, I am guessing he will get at least 3 million for it. I tried to get him to split it up at his asking price, but he wont. I figured if I secured it, I would be in the way of a commercial project later. There is one property with 3 acres that has huge commercial potential in 5 years. The property has been boarded up. The home owner doesnt live there and doesnt know the potential. She just went through a divorce and has 2 house payments alone now. The property was rented and the renter caught part on fire. She paid $175k for it and got $80k from insurance for the damage. It will be another property in the hundreds of thousands. It is a corner lot on a commercial road. She doesnt want to sell but I can tell that she is distressed. She wants to sell her house and move to this property, but I dont think she can afford to rehab the house. I think she would sell if I gave her more than $175k, but rent revenue might not be enough to make the payments on it. My best bet right now is a home literally 1 block from $1.4 million property above. It is a smaller lot. The home is $150k in value. Should be $400k of land value rezoned. It is on the frontage of our largest commercial street. But, on the edge of town. He called me and said they thought about moving in the past year and were interested. They were wondering if I minded if they needed more time to move. I said I had some time, and that I could pay them a little more to move sooner. I may go look at it in a couple days after he talks to his wife. He said he just wanted fair price for it. Hopefully Ill have a deal soon and I can show my plans!

That is a great idea. I will try that!

Met with my banker and he wants to do a large line of credit that I can quickly purchase with. After improvements and getting rented, I can then finance on a 15 year note and move on to the next property. I got a call from the property I really want bad. They have other rentals and they wife says that they are just looking for a renter and is pretty sure her husband will say no to selling. According to tax records, they didnt pay more than $100k for the property. They have other rentals and claim they think it would be "cute" for their kids to live there someday. The reality is that the corner it is on will sell for $500k in the next 5 years. I told her I would make it worth their time and offer them $30k more than they paid. She thought he would still not want to sell it. At this point, I do not know if I should just let it be and move onto the next property. I was looking for a property that I could rent with nothing out of pocket and cover payments on until it went commercial, as the profit will be $400k. It currently gets $1200/month rent. Hmm...

I think my primary goal will be to develop plots of land and rent the homes on them until they are ready. I am meeting with my banker on Tuesday and he said he is happy to help. I guess the big question is how to structure the next deals. Does I use my equity as down payment? Should I try to get a loan for properties Im holding for 1-5 years and then have a line of credit I can flip with?

That is in the middle of nowhere! Last time I was there was when I came back from colorado. I remember it well. We ate pizza there by the railroad tracks and then my 1.5 year old screamed the next 3 hours going home :-)

Sure! I have a commercial building here, on the edge of town. It is 15,000 sq ft, and is a "strip center". But, it is a very nice one. 6 of the units are clinics. 5 years old. It is solid stone, three phase electrical, and fully rented. This area will grow for the next 15 years. I get $12 per sq ft triple net. The property is worth $1.5 million and the property taxes are $50k per year. So, the overall income of the building is around $180,000 per year. Only killer is taking the $50k property taxes off that. That brings it down to $130,000 income per year. Over 15 years, that brings in $1,950,000 after property taxes. Not including odd bills, interest rates, and insurance, that is a $450,000 profit when the building is paid off. I am hoping most of them will be around $15/sq ft on the next round. Hopefully this makes sense? 2 miles from here, the rent is DOUBLE that. It is mainly fields in that 2 mile gap, but it is closing very quickly. I am guessing it will be closed within 5 years. It is one of those deals where we have a city of 500,000 and several small towns n the outskirts that are getting swallowed, and these towns have the better schools.

Thanks guys! Im in the land of OZ. That's Kansas, not Australia ;-) I could get a 2 bedroom house for $80k (just in a neighborhood) and get $800 per month easily. On a 15 year note, not considering interest, that is $450 per month to the bank. That leaves $350 per month profit, though I would need to consider $200 per month for property taxes and insurance. That would leave me at $150 per month profit. I guess its monthly income plus an asset someone else is paying off. When you guys build a new apartment complex, how do you make it profitable? I know its a stupid question. But, lets say you get a good deal on land and I could be the contractor, Are you banking on profiting $200 a month per unit, Times the number of units in the complex? One of my best investments is a sandpit I recently bought outside of town. The ones in the city are selling for $2-2.5 million. This is a 35 acre sandpit 15 minutes away, and built a micro cabin on it. Its done and I have $60k in it. Ill have to post a topic about it later. At this time, I have 70 fishing leases at $250 each, and a hunting lease for $5000. This property is making $22,500 per year and that does not include the $100 I get to rent the cabin a night. It was just finished last week and I have 6 nights on the books. I think this property is a good point for borrowing equity now. The leases renew in october and I plan on raising the price $100 per lease and I have a waiting list at this time.

Well...I sent out 5 letters today to 5 different properties that are not on the market. They all have homes with people there, and one is a 12 acre lot being farmed. The houses are worth about $150k each and can be rented for now $800-1200/month. The school district they are in is exploding and many people need a place in the district just to get their kids in the school. It is hard to find a place to rent. All 5 places will be rezoned commercial in the next 5 years or so, and are corner lots. They should go from $400-800k a lot. I hope someone pulls through Also contacted my bank financing ideas. Wish me luck!

I did a 1031 exchange on my first two deals. It is like trading in a car in America and paying sales tax on the difference of the trade. You dont pay income taxes on the profit if its put into the next property. However, in the end I believe you have to pay taxes on the total when you cash out and dont do another 1031. No sure. In my city, the average house is $111,000....not much. Good and bad I guess.