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B-J Exotic & Luxury Car Insurance - GREAT FIND


Andrew R.
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Note to Mods: AllanLambo & TurboAlex approve of this product!

Guys, about a year ago an LP member referred me to get a quote from TDC Risk Management on the Barrett Jackson endorsed car insurance. It cut my bill by half while giving me a MUCH better insurance product.

 

CALL AND GET A QUOTE. I would love to see feedback in this post on how your current policy compares with your new quote! (A TON of Lambo owners and Ferrari owners have been switching to - many of which thought they were being taken care of by their previous insurance company, I was one of them)

 

Don't let your insurance guy lie to you about the policy you have.. get a quote from TDC and compare them side by side. B-J product features:

-unlimited roadside assistance (unlimited miles and frequency of use)

-zero deductible or select a deductible for an even lower rate

-repair shop of choice

-up to 150% of agreed value

-protection against loss of value if you make a claim

-etc etc etc...

-Here is the website for more details: http://www.barrett-jackson.com/insurance/coverage.asp

 

This company wanted to get into the collector / exotic insurance, so they surveyed the opinion leaders in the car world... we spoke, and they listened and created a product that cannot be compared to anyone. And for 99% of people, it is at a rate that is LESS than what they are currently paying!

 

How do they do this? They do not insure high risk people (people with LOTS and LOTS of tickets/claims)

 

Give Amy a call today.. and you'll be making a post just like this one!

Amy Spengler @ TDC Risk Management

419-794-1080 Direct Phone or 866-396-8421 Toll Free

[email protected]

Insuring Homes, Autos, Watercraft, Aircraft, Exotic, Collector and Recreational Vehicles

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I can confirm this. I met Amy at BJ Auction last year. At the time I was paying a little over $42K a year for all my cars with another provider. My rate change to about 28K with Amy.

 

It is better, NON deductiuable, no "get an apprisal letter", insured at what I wanted them at, FREE towing, but for me, best of all was the fact they were covered the MINUTE i bought them, I did not have to call them in right away AND they were covered on the transport trucks out of the Auction. Of course UNIL I call and place them on at my number, they were only covered for what I pais for them.

 

Telll AMY I sent you, ask for the "Roy" discount LOL

 

Highly recmend them!

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Definitely a good find. I believe that it is still underwritten by Chartis which is great coverage and a great company to be with. They are tough to buy from directly but B-J has a good arrangement with them.

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Will they only do exotics? I have a cheap DD too and it would be nice to have it all on one plan. Just curious

 

:iamwithstupid: exotics only? Right now I'm down to 2 vehicles, but when I'm back up to 5 it'd be nice to have competitive rates, though, my Farmers insurance is treating me right it's always good to have options.

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Will they only do exotics? I have a cheap DD too and it would be nice to have it all on one plan. Just curious

They do exotics, but what you do is keep your DD on a seperate plan and insure your exotic through them.

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Chapstick, get a quote on your Diablo man... with the unlimited roadside, this plan can be a life saver. (wish I had it a few times with my Diablo when I was with State Farm.. a couple times to Evans Automotive for breakdowns got expensive. I still have my DD and home with State Farm however - the regular insurance companies just aren't geared toward the needs of the high end cars)

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Interesting. What kind of savings are you guys seeing per car? Also, anyone know if they allow you to turn the insurance on/off depending on when you want to drive it? I'm currently with State Farm and only pay the full monthly premium for the months I want to drive it. Can go on/off whenever and as many times as I like.

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I highly reccomend! I saved a ton of money insuring my exotics through them! I also used them to do my business..

 

 

Which business..??

 

1-800 gayguys

 

or

 

1-800 skinnyme

 

LOL

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Out of curiosity, what kind of liability limits are you guys carrying?

 

My Policy is a 1 million per incident, with a 5 million cap per calander insure year, $10K deductiable. I also choose for full range miles, a max of 3000 miles from my address of record. This way I am covered just about everywhere in the USA I would drive my car(s), you can get mile limits, like 500 miles from your address of record..but if you are in an incident outside the mile range...you are not covered.

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Just gave her a call - We will see what she comes up with - I'll post the comparison to my Grundy policy so you guys have an idea what the difference would be.

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are you guys stated value? Are there diminshed value riders available? and has anyone had a claim with them and how was the service?

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  • 2 weeks later...
Just gave her a call - We will see what she comes up with - I'll post the comparison to my Grundy policy so you guys have an idea what the difference would be.

 

Any price update. I got a quote from them

For comparable coverage and it was about

a $1000 more per year.

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PCJR, $1,000 is quite a bit different... something must not be comparable (I am guessing) did she quote you with a deductible? Or without?

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PCJR, $1,000 is quite a bit different... something must not be comparable (I am guessing) did she quote you with a deductible? Or without?

I read off of my current policy, my exact

Coverage. She gave me three quotes from zero deductible,

Which is what I have to a 2500 deductible.

I currently pay 4k/yr with a 3k mile limit

And zero deductible. Her price was just about $5k

Per year for zero deduct and as low as $3100 with a $2500

Deductible.

I'll go back and review it again to make sure

The policy coverage is really the same.

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I read off of my current policy, my exact

Coverage. She gave me three quotes from zero deductible,

Which is what I have to a 2500 deductible.

I currently pay 4k/yr with a 3k mile limit

And zero deductible. Her price was just about $5k

Per year for zero deduct and as low as $3100 with a $2500

Deductible.

I'll go back and review it again to make sure

The policy coverage is really the same.

 

Why do you carry a zero deductible?

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Saved me a net of $714. Insured value $120,000, $1,000 deductible. It also reduced the cost of insuring my DD for some unknown reason.

 

Grundy was about $500 more a year. Thanks for the tip. They have already emailed me the application.

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